Abstract:

This study aims to analyze and explain the effect of the Capital Adequacy Ratio and Financing to Deposit Ratio Against Return on Assets and Return On Equity In Islamic Banks in Indonesia during the 2020 Covid-19 Pandemic Period. The research population is 12 Islamic commercial banks in Indonesia. A total of 11 Islamic commercial banks are the samples of this study. This study uses descriptive analysis techniques and linear regression to confirm the structural equation model and compare the paths between Return on Assets and Return On Equity. The quantitative approach was chosen to explain the effect of the research variables. We are collecting data using secondary data. The results of this study are the development of the Capital Adequacy Ratio and the ratio of Financing to Deposit Ratio will be followed by the development of the ratio of Return on Assets and the ratio of Return On Equity At Islamic Banks in Indonesia during the Covid-19 Pandemic Period.